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Buyer's Guide

Buying a house will probably be one of the biggest financial transactions that you will ever undertake.  It should be an exciting experience, though it can be quite stressful.  Our aim at Meade King is to take the stress and unpredictability out of the process.  With this in mind, we have prepared a guide to the conveyancing process and the steps involved.  If you have any queries or would like any further information, please do get in touch.

First, the paperwork

We will contact your seller’s solicitors and request the draft contract documentation, which usually consists of:

  • Draft contract
  • Property Information Form
  • Fittings & Contents Form
  • Any guarantees or paperwork relating to the property (e.g. planning permissions, FENSA Certificates etc)
  • A copy of the title to the property or title deeds if the property is unregistered
  • Leasehold information if the property is a flat

Searches and enquiries

When we have received the contract papers, we will carry out various searches against the property.  These searches consist of an official local authority search, coal mining search (if required for the area of the property), environmental search, flood search and water and drainage search. If any other searches are required for the area of the property then these will also be undertaken.  We will also make sure any additional enquiries are made to the seller’s solicitor if we feel they are necessary from the paperwork we have been supplied. It’s advisable that you make your mortgage application at this stage, if you have not already done so.

Once we have received your mortgage offer, search results and replies to enquiries from the seller’s solicitor, we will send you a report on the property.  Here we will provide details on all aspects of the paperwork received and this is for you to keep for your records.  The report will also include copies of all the searches and paperwork on the property. If you are happy with everything, it is at this stage that you sign the paperwork and pay your deposit.

Agree completion date, exchange contracts

Once the buyer and seller are both ready, we will negotiate a completion date that is agreeable to all parties.  We will then exchange contracts and pay the deposit to your seller’s solicitors.  After contracts are exchanged, the contract becomes legally binding and neither party can withdraw without breaching the contract.

Most high street lenders ask for a minimum period of 5 days between exchange and completion to send us the mortgage advance.  If you require a shorter period between exchange and completion, it’s important that you let us know in advance, so that we can request the funds before exchange.

On the day of completion, we will arrange for the purchase monies to be sent over to the seller’s solicitors.  Once these have been received, the seller’s solicitors will notify the estate agents that keys can be released to you. This usually takes place around mid-afternoon so don’t worry if you have not heard from us before then. 


Following completion, we will then arrange to pay your stamp duty and register the title with the Land Registry into your name, along with your lender’s legal charge over the property.  Once this has been completed, we will write to you with a copy of the title together with any additional documents received from the seller’s solicitors.  We will then close our file and this will be archived for a period of 12 years.

To talk to us about buying a property, call us now on 0117 926 4121 or make a Free Online Enquiry.