Why make a will?

74% of people in the UK do not have a current Will that reflects their personal and financial circumstances at the time of their death. So, why make a Will?

Leaving a spouse or civil partner
and children

Under the intestacy rules, if a person dies leaving a spouse or civil partner and children, the spouse or civil partner will recieve:

  • All the personal chattels (such as household items and jewellery)
  • A lump sum of £125,000, and
  • A life interest (a right to the income but not the capital) in half of the residuary estate.
  • The children will receive one half share absolutely and the half share held on trust for the surviving spouse or civil partner on his or her death.